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OpenFinancingGuarantees and loans

InvestEU – EU guarantees through financial partners

A 26.2 billion EUR EU guarantee through which implementing partners (the EIB among them) offer financing to businesses and to public and private projects. Not a call with a deadline: you ask a partner or an intermediary.

National Credit Guarantee Fund for SMEsChecked on the official site: 13 October 2026

Deadlines and funds can change: confirm on the official site before you apply.

In short

Who it is for
Companies
How much you can get
Varies from case to case: see the official guide
Until when
No deadline announced
Where you apply
investeu.europa.eu
About the programme

The InvestEU Fund, launched in 2021, merges 13 centrally managed EU financial instruments and EFSI into one. With a 26.2 billion EUR guarantee from the EU budget, it aims to mobilise over 372 billion EUR of public and private investment. The official page shows, as of September 2026, 428 approved operations and 18 implementing partners, and 397 billion EUR of investment mobilised by the end of 2025. The guarantee is used through implementing partners, for example the European Investment Bank (EIB), which offer financing directly or through intermediaries (banks and other financial institutions). There is no application to the European Commission: you find out from the partners or on the InvestEU portal which products they have and who offers them in Romania.

Eligibility conditions

Project promoters, private or public, depending on the partner's product.

  • Businesses and public or private projects, depending on the partner's product
Check your eligibility
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Type of applicant

Eligible expenses

Set by the partner or intermediary that offers the financing.

How to apply

The request goes to an implementing partner or a financial intermediary, not to the European Commission.

Documents needed

Asked by the partner or intermediary.

What do these words mean?

Eligible

Eligible means you meet the programme's conditions. An eligible expense is one the programme can actually pay for; an ineligible one you pay yourself, even if the project is approved.

Applicant and beneficiary

The applicant is the one who asks for the funding. They become a beneficiary only after the request is approved and they sign the funding contract or decision.

Application session (call)

The period when the institution takes requests. Once it closes you can no longer apply, and sometimes the funds run out before the last day. A programme may have several sessions a year or only one.

Applicant's guide

The official document with all the rules: who can apply, which expenses count, which papers you need and how scoring works. If anything differs from what FonduRO says, the guide is what counts.

See all the terms

Where this comes from: Pagina „InvestEU Fund” de pe investeu.europa.eu, citită într-un browser pe 13 octombrie 2026 (cifre la septembrie 2026): garanție de 26,2 miliarde EUR, 18 parteneri de implementare, finanțare directă sau prin intermediari. Instrument permanent, fără termen de apel; produsele din România nu au fost verificate aici.

Change history
Verification updated13 October 2026
Verification updated13 October 2026
Check eligibility
Funding details

The amounts differ from case to case: see the official guide.

Geographic coverage
Nationwide

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